The Affordable Care Act is designed to give more Americans access to reliable, high-quality medical care, while advancing programs to hold costs in check. Provisions of the law include: insurance subsidies for consumers; transparent exchanges to shop for insurance; new rules protecting consumers from insurance abuses; increased Medicare payments for physicians; and more.
November 1, 2015: Open Enrollment starts - first day you can enroll in a 2016 Marketplace plan
January 1, 2016: First date 2016 coverage can start
January 31, 2016: 2016 Open Enrollment ends
Health Insurance Marketplace
The Health Insurance Marketplace is designed to make buying health coverage easier and more affordable. The Marketplace allows consumers to compare health insurance plans, get answers to health care questions, find out about tax credits, and enroll in a health plan. Applications can be completed online, by mail or in person. For questions call the Health Insurance Marketplace 24 hours a day, 7 days a week at 800-318-2596. (TTY: 1-855-889-4325)
See this one-page guide to the Health Insurance Marketplace.
Getting help: Montana Navigators Navigators are organizations that assist consumers in evaluating options for enrolling in plans in the Affordable Care Act. The U.S. Government provided grants to navigators and trained them to provide unbiased information to consumers about health insurance, the Health Insurance Marketplaces, qualified health plans, and public programs including Medicaid and the Children’s Health Insurance Program. Navigators are required to adhere to strict security and privacy standards.