Home Repair Programs

The City of Billings is an entitlement community and receives federal funding from the U.S. Department of Housing and Urban Development (HUD). The City of Billings offers housing rehabilitation programs for low income households.

The City of Billings offers the Housing Rehabilitation Loan Program; secured loans for low income homeowners who require home improvements and are unable to obtain financial assistance through commercial lenders. Loans ranging from $5,000 to $20,000 are available for eligible home improvements. All loans are secured by placing a lien against the property. Properties with second mortgages are not eligible for these programs. All programs are funded on a first-come, first-served, available funding basis.

The City of Billings also offers the Manufactured Home Repair Loan Program to qualified low-income owners to make essential repairs to their eligible mobile / manufactured home. Financial assistance is provided as a secured lien payable upon sale, transfer of title or if the unit becomes a rental.

Notice to Contractors

The City of Billings-Community Development Division maintains a list of contractors which is provided to homeowners procuring contractor services on their home repair project. Minority and women-owned firms and Section 3 businesses are encouraged to apply. Get more information.

Additional housing repair resources: