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First-Time Home Buyer Program
Overview
The City of Billings offers zero interest, deferred payment loans from $10,000 to $15,000 to assist low-income households purchase their first home.
  • Prospective Home Buyers: This page further explains the application process for City assistance to purchase a home, including how to access city-owned properties, information on lead-based paint, home buyer education and financial information. 
  • Current Loan Holders: Information for households previously assisted with city funding to purchase their first home, including subordination processes, home maintenance and foreclosure prevention.  
  • Lenders & Realtors: A flowchart and other documents are available to assist lenders and realtors assist potential homeowners seeking to purchase their first home.  
  • FAQs